Get a 400$ new checking customer bonus*
As a new Wells Fargo checking customer, enjoy a $400 bonus when you open a new Everyday Checking account** and make $1,000 or more in qualifying direct deposits within 90 days of account opening.
Enter your six-digit bonus offer code found on your mailer.
Your bonus offer code will be automatically applied to your
Everyday Checking
account when you complete your online
application from this offer webpage.
Learn how to avoid the
$10 monthly service feeOpens Dialog.
Offer ends August 26, 2025
Get your $400 bonus in just two steps:
Open
Open a new Everyday Checking account from this offer webpage. Or open a new, eligible checking account at a Wells Fargo branch with a minimum opening deposit of $25.
Deposit
Deposit $1,000 or more in qualifying direct deposits within the first 90 days of opening.

Enjoy $400
After the 90-day qualification period and offer requirements are met, we'll deposit the bonus into your account within 30 days.
Why choose Wells Fargo for your financial needs?
Frequently asked questions
*How to qualify for this offer
To be eligible:
Offer is for new consumer checking customers only and is available only to the primary owner of the new checking account. The primary account owner is the owner whose Taxpayer Identification Number, such as a Social Security Number, is assigned to the account and has tax responsibility. Offer is not available to customers that received a bonus for opening a Wells Fargo consumer checking account within the past 12 months, are Wells Fargo employees, or are non-resident aliens or foreign entities signing any version of IRS Form W-8. Accounts offered to qualifying clients of the Wells Fargo Private Bank experience are not eligible for this offer.
To receive the $400 bonus:
you must use your bonus offer code when opening a new Wells Fargo consumer checking account, which is subject to approval, by August 26, 2025 and receive $1,000 or more in qualifying electronic deposits within 90 calendar days of account opening (the “qualification period”). A qualifying electronic deposit is a deposit of funds, such as your salary, government benefit payment, or other income, that has posted to your account and is (1) a direct deposit made through the Automated Clearing House (ACH) network, (2) an instant payment processed through the RTP® network (real-time payment system) or FedNow℠ Service, or (3) an electronic credit from a third-party service that facilitates payments to your debit card using the Visa® or Mastercard® network (e.g., an Original Credit Transaction). Transfers from one account to another, mobile deposits, Zelle®, or deposits made at a branch or ATM are not considered a qualifying electronic deposit. An ACH direct deposit made available early with Early Pay Day does not count toward the bonus requirements until it posts to your account and is no longer pending (e.g., scheduled payment date).
After the 90-day qualification period, if you have met all requirements, we will deposit the bonus into your new account within 30 calendar days. Your new account must stay open through the time we attempt to deposit the bonus. We may close accounts with a zero balance without prior notice. You are responsible for any taxes due on the bonus. We will report the bonus as income to tax authorities, as required by applicable law. If you are subject to backup withholding at the time of payment, we may withhold the required amount and remit to tax authorities.
Other Terms:
This offer may be discontinued or changed at any time without notice and cannot be combined with any other consumer deposit offer (limit one bonus per customer/account). Offer cannot be reproduced, purchased, sold, transferred, or traded.
Talk with a banker or see the “Consumer Account Fee and Information Schedule” and “Deposit Account Agreement”opens new window available at wellsfargo.com/depositdisclosures for complete checking account details, including the applicable monthly service fee and options to avoid it. The actions required for this bonus are separate from the actions available to avoid the monthly service fee.
Private Bank savings accounts and CDs are offered by Wells Fargo Bank, N.A., Member FDIC to those clients qualifying for the Private Bank Experience.
**The Wells Fargo Everyday Checking account monthly service fee is $10. Minimum opening deposit is $25.
The monthly service fee can be avoided with one of the following each fee period:
- $500 minimum daily balance. The minimum daily balance will increase to $1,500 for fee periods that begin on or after October 25, 2025.
- $500 or more in total qualifying electronic deposits.
- A qualifying electronic deposit is a deposit of funds, such as your salary, government benefit payment, or other income, that has posted to your account and is (1) a direct deposit made through the Automated Clearing House (ACH) network, (2) an instant payment processed through the RTP® network (real-time payment system) or FedNow℠ Service, or (3) an electronic credit from a third party service that facilitates payments to your debit card using the Visa® or Mastercard® network (e.g., an Original Credit Transaction).
- Transfers from one account to another, mobile deposits, Zelle®, or deposits made at a branch or ATM are not considered a qualifying electronic deposit
- A primary account owner who is 17 to 24 years old. (When the primary account owner reaches the age of 25, age can no longer be used to avoid the monthly service fee.)
- A qualifying monthly non-civilian military direct deposit with the Wells Fargo Worldwide Military Banking program.
- You will receive your Worldwide Military Banking program benefits 45 days after your qualifying non-civilian military direct deposit is deposited into your eligible Wells Fargo checking account. For more information on the qualifying non-civilian military direct deposit, program qualifications and benefits, please visit wellsfargo.com/military/worldwide-military-bankingopens new window or wellsfargo.com/depositdisclosuresopens new window.
- Effective for fee periods that begin on or after October 25, 2025, the monthly service fee can also be avoided by the following account activity:
- $5,000 or more in qualifying deposit balances, investment balances, or both.
- On the last business day of each fee period balances in eligible Wells Fargo accounts will be automatically totaled. Eligible accounts include consumer deposit account balances (checking, savings, CDs, FDIC-insured IRAs), certain investment account balances, and applicable Wells Fargo bank fiduciary and custody accounts.
1. With Zero Liability protection, you will be reimbursed for promptly reported unauthorized card transactions, subject to certain conditions. Please see the applicable Wells Fargo account agreement or debit and ATM card terms and conditionsopens new window for information on liability for unauthorized transactions.
2. Subject to account eligibility requirements.
3. Availability may be affected by your mobile carrier’s coverage area. Your mobile carrier’s message and data rates may apply. Fargo is only available on the smartphone versions of the Wells Fargo Mobile® app.
Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iCloud Keychain, iPad, iPad Pro, iPhone, iTunes, Mac, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Wallet is a trademark of Apple Inc. App Store is a service mark of Apple Inc.
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC, and are used herein under license.