Earn a $400 new business checking customer bonus*

* How to qualify for this offer

Eligibility Requirements:

• This offer is for new business checking customers only. All account applications are subject to approval. Only the business entity is eligible for this offer.
• The bonus offer code must be used at account opening.
• Only a Wells Fargo Initiate Business Checking®, Navigate Business Checking® or Optimize Business Checking® account is eligible for this offer.
• A business entity is not eligible for this offer if:
  • The business entity is a current owner of a Wells Fargo business checking account or has closed a Wells Fargo business checking account in the past 90 days.
  • The business entity has received a bonus for opening a Wells Fargo business checking account within the past 12 months.
  • The business entity is owned in whole or in part by a Wells Fargo employee. 

Bonus Requirements:
To receive the $400 bonus:

1. The bonus offer code must be used when opening a new eligible business checking account by March 3, 2026.
2. Deposit $2,500 or more to the eligible business checking account by day 30 from the account opening and maintain a minimum daily collected balance of $2,500 through day 60 after account opening.

Bonus Payment:

• Once the 60-day qualification period has ended, we will determine if you have met the offer requirements and will deposit any earned bonus into your new business checking account within 30 days.
• The new business checking account must remain open throughout the qualification period and be open at the time we attempt to deposit any earned bonus payment. Please note that an account with a zero balance may be closed by us without prior notice, as further described in the Deposit Account Agreement.
• You are responsible for any taxes due on the bonus. We will report the bonus as income to the tax authorities, as required by applicable law. If you are subject to backup withholding at the time of payment, we may withhold the required amount and remit to the tax authorities. For additional information, consult your tax advisor.

Additional Terms and Conditions:

• Offer expires March 3, 2026. However, this offer may be discontinued or changed at any time prior to the expiration date without notice.
• Bonus offer code cannot be used more than once.
• Offer cannot be:
  • Paid without a valid U.S. Taxpayer Identification Number (Form W-9 for U.S. persons including a resident alien). Non-resident aliens signing Form W-8 are not eligible for the offer.
  • Combined with any other business deposit offer (limit one bonus per business entity).
  • Reproduced, purchased, sold, transferred, or traded.
• The actions required to earn this bonus are separate and distinct from the options available to avoid any applicable monthly service fee for the business checking account you opened.

Talk with a banker or see the "Business Account Fee and Information Schedule" and "Deposit Account Agreement" online page for complete checking account details, including the applicable monthly service fee and options to avoid it.

**The monthly service fee for the Initiate Business Checking account is $10. The monthly service fee will increase to $15 for fee periods that begin on or after March 1, 2026. The minimum opening deposit is $25.

Avoid the monthly service fee with one of the following each fee period:

• $500 minimum daily balance. The minimum daily balance will increase to $2,000 for fee periods that begin on or after March 1, 2026.
• $1,000 average ledger balance. This will no longer be a way to waive your monthly service fee effective March 1, 2026.
• Own a Premier Checking, Private Bank Checking, or Private Bank Interest Checking account.
  • Customers who own a Premier Checking, Private Bank Checking, or Private Bank Interest Checking account and own a business with an Initiate Business Checking, Navigate Business Checking, Business Market Rate Savings, or Business Platinum Savings will have their monthly service fee waived on the business account(s). Customer must be an individual owner, joint owner, or trustee of the Premier Checking, Private Bank Checking, or Private Bank Interest Checking account and be a business owner with transaction authority on the business account. If a business has multiple owners, the benefit will apply as long as one of the owners has a Premier Checking, Private Bank Checking, or Private Bank Interest Checking account. In the event a customer no longer has a Premier Checking, Private Bank Checking, or Private Bank Interest Checking account, that customer is no longer eligible for the monthly service fee waiver benefit.
• Effective for fee periods that begin on or after March 1, 2026, the monthly service fee can also be avoided by the following account activity:
• $5,000 combined account balance.
  • The combined balance is determined on the last business day of your fee period. Combined business deposit balances include the average ledger balance in your Initiate Business Checking account plus other qualified accounts, including:
    • Business checking accounts: Initiate Business Checking, Navigate Business Checking, Optimize Business Checking, and Analyzed Business Checking
    • Business savings accounts: Business Market Rate Savings and Business Platinum Savings
    • Business time accounts (CDs): Business Time Accounts
  • The combined business deposit balance waiver will be applied as a refund after the statement cycle ends.

See the Business Account Fee and Information Schedule for additional business account information.