Get a 325$ new checking customer bonus*

As a new Wells Fargo checking customer, enjoy a $325 bonus when you open a new Everyday Checking account and make $1,000 or more in qualifying direct deposits within 90 days of account opening. Learn how to avoid the $10 monthly service feeOpens Dialog.

Open online in minutes

Your bonus offer code will be automatically applied to your Everyday Checking account when you complete your online application from this offer webpage.

OR

Visit your local branch

You agree that Wells Fargo may contact you at the email address provided to deliver your bonus offer code for this offer.

Offer ends July 8, 2025

Get your $325 bonus in just two steps:

step 1

Open

Open a new Everyday Checking account from this offer webpage. Or open a new, eligible checking account at a Wells Fargo branch with a minimum opening deposit of $25. Offer ends July 8, 2025.

step 2

Deposit

Receive $1,000 or more in qualifying direct deposits within the first 90 days of offer enrollment.

Enjoy $325

After the 90-day qualification period, you will receive your bonus within 30 days of meeting offer requirements.

Why choose Wells Fargo for your financial needs?

More than 11,000 ATMs & over 4,100 retail branches coast to coast

24/7 fraud monitoring plus Zero Liability protection1

Optional Overdraft Protection2

4.9/5 Star-rated mobile app

Get the mobile banking app loved by millions

9.6M+ ratings


† As of February 14, 2025

Banking is easier with Fargo®. Just ask.

Your virtual assistant, available in the Wells Fargo Mobile® app.3

Frequently asked questions

For this offer, only an Everyday Checking account may be opened using the "Open Online" link above. If you open in a branch using your offer code, you may open any eligible consumer checking account. Opening your account online allows you to apply at a time and location convenient for you. In-branch openings allow for face-to-face interactions that might be helpful if you prefer discussing financial matters in person or have questions about this checking bonus promotion. We encourage you to make an appointment if you would like to open an account in a branch.
Once the 90-day qualification period has elapsed, we will determine if you have met the offer requirements and will deposit any earned bonus into your new checking account within 30 days.
You don't need to switch banks to open a new checking account and be eligible for this bonus offer. Review the terms and conditions of this bonus offer.
No, you may not combine other offers with this bonus offer.

* How to qualify for this offer

To be eligible:

Offer is for new consumer checking customers only and is available only to the primary owner of the new checking account. The primary account owner is the owner whose Taxpayer Identification Number, such as a Social Security Number, is assigned to the account and has tax responsibility. Offer is not available to customers that received a bonus for opening a Wells Fargo consumer checking account within the past 12 months, are Wells Fargo employees, or are non-resident aliens or foreign entities signing any version of IRS Form W-8. Accounts offered by Wells Fargo Private Bank are not eligible for this offer.


To receive the $325 bonus:

you must use your bonus offer code when opening a new Wells Fargo consumer checking account, which is subject to approval, by July 8, 2025 and receive $1,000 or more in qualifying electronic deposits within 90 calendar days of account opening (the “qualification period”). A qualifying electronic deposit is a deposit of funds, such as your salary, government benefit payment, or other income, that has posted to your account and is (1) a direct deposit made through the Automated Clearing House (ACH) network, (2) an instant payment processed through the RTP® network (real-time payment system) or FedNow℠ Service, or (3) an electronic credit from a third party service that facilitates payments to your debit card using the Visa® or Mastercard® network (e.g., an Original Credit Transaction). Transfers from one account to another, mobile deposits, Zelle®, or deposits made at a branch or ATM are not considered a qualifying electronic deposit. An ACH direct deposit made available early with Early Pay Day does not count toward the bonus requirements until it posts to your account and is no longer pending (e.g., scheduled payment date).


After the 90-day qualification period, if you have met all requirements, we will deposit the bonus into your new account within 30 calendar days. Your new account must stay open through the time we attempt to deposit the bonus. We may close accounts with a zero balance without prior notice. You are responsible for any taxes due on the bonus. We will report the bonus as income to tax authorities, as required by applicable law. If you are subject to backup withholding at the time of payment, we may withhold the required amount and remit to tax authorities.


Other Terms:

This offer may be discontinued or changed at any time without notice and cannot be combined with any other consumer deposit offer (limit one bonus per customer/account). Offer cannot be reproduced, purchased, sold, transferred, or traded.


Talk with a banker or see the “Consumer Account Fee and Information Schedule” and “Deposit Account Agreement”(opens new window) available at wellsfargo.com/depositdisclosures for complete checking account details, including the applicable monthly service fee and options to avoid it. The actions required for this bonus are separate from the actions available to avoid the monthly service fee each fee period.

Wells Fargo Private Bank offers products and services through Wells Fargo Bank, N.A., Member FDIC and its various affiliates and subsidiaries. Wells Fargo Bank, N.A. is a bank affiliate of Wells Fargo & Company.

**The Wells Fargo Everyday Checking account monthly service fee is $10. Minimum opening deposit is $25.

The monthly service fee can be avoided with one of the following each fee period:

  • $500 minimum daily balance.
  • $500 or more in total qualifying electronic deposits.
    • A qualifying electronic deposit is a deposit of funds, such as your salary, government benefit payment, or other income, that has posted to your account and is (1) a direct deposit made through the Automated Clearing House (ACH) network, (2) an instant payment processed through the RTP® network (real-time payment system) or FedNow℠ Service, or (3) an electronic credit from a third party service that facilitates payments to your debit card using the Visa® or Mastercard® network (e.g., an Original Credit Transaction).
    • Transfers from one account to another, mobile deposits, Zelle®, or deposits made at a branch or ATM are not considered a qualifying electronic deposit.
  • Primary account owner is 17 – 24 years old. (When the primary account owner reaches the age of 25, age can no longer be used to avoid the monthly service fee.)
  • Linked to a Wells Fargo Campus ATM Card or Campus Debit Card.
    • Eligibility is based on university and college participation in the Wells Fargo Campus Card℠ program. Ask a banker or visit wellsfargo.com/campuscard(opens in new window) for additional details.
    • Effective May 1, 2025, customers will no longer be able to open or link a new Wells Fargo Campus Card to checking and savings accounts.
  • A qualifying monthly non-civilian military direct deposit with the Wells Fargo Worldwide Military Banking program.

1. With Zero Liability protection, you will be reimbursed for promptly reported unauthorized card transactions, subject to certain conditions. Please see the applicable Wells Fargo account agreement or debit and ATM card terms and conditions(opens new window) for information on liability for unauthorized transactions.

2. Subject to account eligibility requirements.

3. Availability may be affected by your mobile carrier’s coverage area. Your mobile carrier’s message and data rates may apply. Fargo is only available on the smartphone versions of the Wells Fargo Mobile® app.

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.