Enjoy a great promotional rate with a Platinum Savings account

4.00%

6-month Promotional Interest Rate*

with a

2.03%

Annual Percentage Yield (APY)†

Enroll a consumer Platinum Savings account with a banker, deposit $25,000 in new money to the account, and maintain a minimum daily collected balance of $25,000 for the promotional period. This offer is for consumer Platinum Savings customers only.

Enter your email address to get the bonus offer code and provide it to a banker at a branch.

Your email address won't be used for other promotions or shared with third parties. Full offer requirements.

Offer ends May 20, 2025

The Platinum Savings account monthly service fee is $12 and can be avoided each fee period with a $3,500 minimum daily balance. New accounts require a minimum opening deposit of $25.

Notice: If your Platinum Savings account is currently enrolled in a promotional rate, enrolling in this new offer will reset your promotional period and will reset your rate to the new promotional rate, which may be lower than your current promotional rate.

Complete these steps to get the 6-month Promotional Interest Rate:

step 1

Enroll

Enroll a consumer Platinum Savings account in this offer at a Wells Fargo branch by May 20, 2025.

step 2

Deposit

Deposit $25,000 or more in new money to a Platinum Savings account within 30 calendar days and maintain a minimum daily collected balance of $25,000 for 6 months (the promotional period).

Enjoy

The Promotional Interest Rate that will be applied within 15 calendar days of meeting the balance requirements.

Platinum Savings, a flexible account to help you build your savings

Automatic transfers

Build your savings automatically by setting up regular automatic transfers1 from your linked Wells Fargo checking account to your Platinum Savings account.

Flexible access to your money

Your money will be ready when you need it—through online or mobile access2, unlimited branch and Wells Fargo ATM withdrawals, and the option to write checks.

Focus on your finances

Access Financial Goals(opens in new window) for resources and tools that can help you make financial decisions.

Frequently asked questions

Deposit $25,000 or more in new money to your new Platinum Savings account within 30 calendar days and maintain a minimum daily collected balance of $25,000 for 6 months (the promotional period).
The Promotional Interest Rate will be applied within 15 calendar days of meeting the balance requirements.
New money is money that is new to the customer or new to Wells Fargo (deposited into the customer’s savings account from outside of Wells Fargo and Company and all affiliates, or from a Wells Fargo account not owned by the customer).
When the promotional term is less than 12-months, we use a blended APY calculation. The APY is based on the Promotional Rate for 6 months and the Standard Interest Rate for the remaining months in a 12-month period for balances between $25,000 and $1,000,000+.

*How to qualify for this offer

Notice: If your Platinum Savings account is currently enrolled in a promotional rate, enrolling in this new offer will reset your promotional period and will reset your rate to the new promotional rate, which may be lower than your current promotional rate.

Eligibility Requirements:


  • The Wells Fargo consumer Platinum Savings account is the only account eligible for this offer.
  • You are not eligible for this offer if you are a Wells Fargo employee.

Offer Requirements:


In order to earn the Promotional Interest Rate (Promotional Rate) of 4.00%, you must:

  1. Enroll your Wells Fargo Platinum Savings account in this offer by going to a branch and having a banker apply your bonus offer code to the account. The availability of offer enrollment on wellsfargo.com or in the Wells Fargo Mobile® app may vary. All account applications are subject to approval.
  2. Deposit $25,000 or more in new money to your Platinum Savings account within 30 calendar days and maintain a minimum daily collected balance of $25,000 for 6 months (the promotional period). Deposit limitations and other restrictions apply on wellsfargo. com and in the Wells Fargo Mobile® app. Availability may be affected by your mobile carrier’s coverage area. Your mobile carrier’s message and data rates may apply.
  • New money is money that is new to the customer or new to Wells Fargo (deposited into the customer’s savings account from outside of Wells Fargo and Company and all affiliates, or from a Wells Fargo account not owned by the customer).
  • New money deposited up to 7 calendar days prior to the bonus offer code being applied to the account will count towards the offer qualification requirements. Please see a banker for details.

†The corresponding Annual Percentage Yield (APY) for this offer is 2.03% as of March 6, 2025. The APY is a blended APY which is based on the Promotional Rate for 6 months and the Standard Interest Rate for the remaining months in a 12-month period for balances between $25,000 and $1,000,000+. Refer to the table below for complete interest rate information for all balances as of March 6, 2025. The Promotional Rate will be applied within 15 calendar days of meeting the balance requirements. The 6 month promotional period begins on the day the Promotional Rate is applied to your Platinum Savings account. However, for any day during the promotional period that the daily collected balance is less than the $25,000 minimum, the Promotional Rate will not apply and the interest rate will revert to the Standard Interest Rate in effect for your Platinum Savings account. Each tier shown reflects the current minimum daily collected balance required to obtain the applicable APY. Interest is compounded daily and paid monthly. Relationship rates may be available. A Relationship Interest Rate is variable and subject to change at any time without notice, including setting the interest rate equal to the Standard Interest Rate or to zero (0.00%). Talk to a banker for additional information.

Interest is calculated and accrued daily based on the daily collected balances in the account. Accrued interest is considered to be earned and will be paid only when the total interest accrued reaches $0.01 or more. In any month the amount of accrued interest is less than $0.01, periodic statements will show no Annual Percentage Yield Earned (APYE) or interest earned though interest is accruing. Upon the expiration of the 6 month promotional period, Standard Interest Rates (or Relationship Interest Rate, if applicable) apply. Fees may reduce earnings. Interest rates are variable and subject to change without notice.

Promotional Interest Rate Offer
Wells Fargo Platinum Savings

Balance Standard Interest Rate Promotional Interest Rate (effective for 6 months) Annual Percentage Yield
$0 - $24,999.99 0.01% 0.00% 0.01%
$25,000+ 0.01% 4.00% 2.03%

Additional Terms and Conditions:


  • Offer expires May 20, 2025. However, this offer may be discontinued or changed at any time prior to the expiration date without notice.
  • This offer cannot be:
    • Paid to non-resident aliens and foreign entities signing any version of IRS Form W-8.
    • Reproduced, purchased, sold, transferred, or traded.
  • The actions required to earn this Promotional Rate are separate and distinct from the options available to you to avoid any applicable monthly service fee for the savings account you opened.

Talk with a banker or see the "Consumer Account Fee and Information Schedule" and "Deposit Account Agreement"(opens new window) available at wellsfargo.com/depositdisclosures for complete savings account details, including the applicable monthly service fee and options to avoid it.

1. Terms and conditions apply. Mobile carrier’s message and data rates may apply. See Wells Fargo’s Online Access Agreement (opens new window) for more information.

2. Availability may be affected by your mobile carrier’s coverage area. Your mobile carrier’s message and data rates may apply.