Wells Fargo
Premier

Personalized banking designed to help you reach your goals

Upgrade to a Wells Fargo Premier Checking account to gain access to a dedicated team from Wells Fargo Bank and Wells Fargo Advisors, plus exceptional benefits.1,2

Speak with a banker to get started.

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Designed for clients with $250,000 or more in qualifying balances at Wells Fargo. Find out how to avoid the $35 monthly service fee. There is a minimum opening deposit of $25.

Premier Checking gives you access to more

Waived fees

on many Premier Checking account services3

Interest rate discounts

on eligible new loans4

Relationship Interest Rates

on eligible savings accounts and CDs2, 5

Explore the full suite of Wells Fargo Premier® benefits

Waived Premier Checking fees

  • No ATM fees worldwide and unlimited reimbursement for non-Wells Fargo ATM fees3, 6
  • No Wells Fargo fee for wire transfers both domestic and international3, 7, 8, 9
  • No fee on international purchase transactions when using your Wells Fargo Debit Card3, 10
  • We’ll waive monthly service fees on linked checking and savings accounts2

Relationship benefits

  • Relationship Interest Rates on select savings accounts and CDs2, 5
  • Mortgage closing cost credits or interest rate discounts based on eligible assets11
  • Interest rate discounts on select new loans4
  • Higher introductory rewards bonus offers on select, newly opened Wells Fargo credit cards†
  • Discounts on foreign currency exchange rates12
  • Access to a dedicated Premier team and 24/7 phone support
† Offers may differ from time to time and depend on the marketing channel, such as phone, email, online, direct mail, or in branch.

Plus, enjoy customized planning with Wells Fargo Advisors

Wells Fargo Advisors discounts and benefits:1, 2, 13

Waived Wells Fargo Advisors annual account fee

Discounted Intuitive Investor® advisory fee

Access to securities-based lending

Invest your way, with a variety of services and tools:

Work with a dedicated
financial advisor

Plan and invest one-on-one with the guidance and support of your own personal Financial Advisor

Do it yourself investing with WellsTrade®

Independently manage your own investments online and simplify trading with Stock Fractions℠, which allows you to buy in dollars instead of shares14

Automated investing with Intuitive Investor®

Invest online by choosing a portfolio of automated accounts driven by professionally crafted strategies15

$2.5 TRILLION

in client assets*

*Wealth & Investment (WIM) Client Assets16

230

Investment professionals**

**For Wells Fargo Investment Institute

Gain access to a premier level of service from a bank that’s been trusted by customers for over 150 years.

Speak with a banker to get started.

Schedule a meeting >>
Investment and Insurance Products are:
  • Not Insured by the FDIC or Any Federal Government Agency
  • Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate
  • Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested

Footnote 1. Wells Fargo Premier

Requires meeting all conditions of Wells Fargo Premier participation. Wells Fargo Bank and Wells Fargo Advisors discounts and benefits are available to all customers who have a Wells Fargo Premier Checking account. The Wells Fargo Premier Checking account has a $35 monthly service fee which can be avoided each fee period with $250,000 or more in statement-ending qualifying linked (a) consumer bank deposit account balances (checking, savings, time accounts (CDs), FDIC-insured IRAs) and (b) investment account balances (investments available through our affiliate Wells Fargo Advisors, and applicable bank fiduciary and custody accounts). Wells Fargo may waive the monthly service fee at its discretion for promotional or other purposes. Refer to the Wells Fargo Bank Consumer Account Fee and Information Schedule for further information about the Premier Checking account and applicable bank fees. Deposit products offered by Wells Fargo Bank, N.A. Member FDIC. ←back to content

Wells Fargo Advisors:

  • Investment products and services are offered through Wells Fargo Advisors. Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC (WFCS) and Wells Fargo Advisors Financial Network, LLC, Members SIPC***, separate registered broker-dealers and non-bank affiliates of Wells Fargo & Company.
  • Certain investments or investment accounts are not eligible for linking.

Footnote 2. (A) If your Premier Checking account is converted to another checking product or closed by us or you, all linked accounts are delinked from the Premier Checking account and effective immediately, benefits no longer apply, including benefits to your now delinked accounts. You’ll no longer receive discounts, options to avoid fees on other products or services, or the Relationship Interest Rate; for time accounts (CDs), this change will occur at renewal. Your delinked accounts will revert to the Bank’s current applicable interest rate or fee at that time. (B) If you or we delink an account from your Premier Checking account but other accounts remain linked, the loss of all benefits and the other consequences described above in (A) will immediately apply to the delinked account. Benefits available to your Premier Checking account and any remaining linked accounts will continue. ←back to content

Footnote 3. Unless otherwise noted, stated benefits apply only to the Premier Checking account and not other linked accounts. ←back to content

Footnote 4. All loans are subject to credit approval, income verification and, if applicable, collateral evaluation. Programs, rates, terms, and conditions are subject to change without notice. The interest rate discount requires a qualifying Wells Fargo consumer checking account. Loan applicants with a Prime Checking, Premier Checking, or Private Bank Interest Checking account at the time of application for credit qualify for additional interest rate discounts. The interest rate discount requires automatic monthly payments deducted from a Wells Fargo consumer deposit account. If the Prime Checking, Premier Checking, or Private Bank Interest Checking account is closed or the automatic payment is cancelled at any time after the loan is opened, the interest rate may increase, in which case your corresponding monthly payment will increase. Talk with your banker, or refer to product information online at www.wellsfargo.com, to learn what requirements apply to your specific loan. ←back to content

Footnote 5. A Relationship Interest Rate is variable and subject to change at any time without notice, including setting the interest rate equal to the Standard Interest Rate or to zero (0.00%), which could change the Relationship Annual Percentage Yield (APY). For CDs, the change will occur upon renewal. To receive a Relationship Interest Rate/Relationship APY, the eligible savings account or CD must remain linked to a Prime Checking, Premier Checking or Private Bank Interest Checking account. Upon linking, or switching a linked account to an eligible savings account, it may take up to two business days for the Relationship Interest Rate to be applied to your eligible savings account. CDs must be linked at account open and/or at every renewal. ←back to content

Footnote 6. Fees charged by non-Wells Fargo ATM operators or networks may apply. For Prime Checking and Premier Checking accounts, Wells Fargo will waive its non-Wells Fargo ATM cash withdrawal transaction fee (U.S. and international) when you withdraw cash from a non-Wells Fargo ATM. In addition, for Prime Checking Wells Fargo will reimburse one fee charged by a non-Wells Fargo ATM operator located in the U.S. and one fee charged by a non-Wells Fargo ATM operator located outside the U.S. per fee period. For Premier Checking, Wells Fargo will reimburse all fees charged by non-Wells Fargo ATM operators. When the amount of the fee charged by the non-Wells Fargo operator or network is not provided to Wells Fargo, Prime Checking and Premier Checking customers will receive a $4.00 reimbursement per cash withdrawal. ←back to content

Footnote 7. Whether or not the wire transfer fee is waived, Wells Fargo makes money when we convert one currency to another currency for you. The exchange rate used when Wells Fargo converts one currency to another is set at our sole discretion, and it includes a markup. The markup is designed to compensate us for several considerations including, without limitation, costs incurred, market risks, and our desired return. The applicable exchange rate does not include, and is separate from, any applicable fees. The exchange rate Wells Fargo provides to you may be different from exchange rates you see elsewhere. Different customers may receive different rates for transactions that are the same or similar. The applicable exchange rate may vary based on such factors including, but not limited to, currency pair, transaction size, payment channel and product type, such as foreign currency cash, checks, remittances, and wire transfers. Foreign exchange markets are dynamic and rates fluctuate over time based on market conditions, liquidity, and risks. Wells Fargo is your arms-length counterparty on foreign exchange transactions. We may refuse to process any request for a foreign exchange transaction. ←back to content

Footnote 8. Incoming wire transfers received in a foreign currency for payment into your account will be converted into U.S. dollars using the applicable exchange rate without prior notice to you. For more information, see the “Applicable Exchange Rate” and “Incoming International Wire Transfer” sections of the Deposit Account Agreement. ←back to content

Footnote 9. Fees may be charged by third parties or other banks, in addition to those described above. ←back to content

Footnote 10. For each debit card purchase in a foreign currency converted to a U.S. dollar amount by a network. ←back to content

Footnote 11. Wells Fargo Premier is not required for clients to qualify for mortgage asset-based relationship benefits. Not eligible with FHA and VA loans. Additional limitations may apply. ←back to content

Footnote 12. In addition to any applicable fees, we make money when we convert one currency to another currency for you. The exchange rate used when we convert one currency to another is set at our sole discretion, and it includes a markup. The markup is designed to compensate us for several considerations including, without limitation, costs incurred, market risks, and our desired return. The applicable exchange rate does not include, and is separate from, any applicable fees. The exchange rate we provide to you may be different from exchange rates you see elsewhere. Different customers may receive different rates for transactions that are the same or similar, and the applicable exchange rate may be different for foreign currency cash, drafts, checks, or wire transfers. Foreign exchange markets are dynamic and rates fluctuate over time based on market conditions, liquidity, and risks. We’re your arms-length counterparty on foreign exchange transactions. We may refuse to process any request for a foreign exchange transaction. ←back to content

Footnote 13. Some benefits may also be available with other products. ←back to content

Footnote 14. WellsTrade brokerage accounts are offered through Wells Fargo Clearing Services, LLC. ←back to content

Footnote 15. Intuitive Investor accounts are offered through Wells Fargo Clearing Services, LLC. ←back to content

Footnote 16. Wells Fargo Wealth & Investment Management offers financial products and services through affiliates of Wells Fargo & Company. Investment products and services are offered through Wells Fargo Advisors, a trade name used by Wells Fargo Clearing Services, LLC and Wells Fargo Advisors Financial Network, LLC, Members SIPC***, separate registered broker-dealers and non-bank affiliates of Wells Fargo & Company. Banking products and services provided by Wells Fargo Bank, N.A. ←back to content

***Wells Fargo has provided this link for your convenience but does not control or endorse the website and is not responsible for the products, services, content, links, privacy policy, or security policy of the website.

Deposit products offered by Wells Fargo Bank, N.A. Member FDIC. Wells Fargo Advisors is not an FDIC-insured depository institution. Banking products and services provided by Wells Fargo Bank, N.A., Member FDIC. Deposit insurance only protects against the failure of an insured depository institution.

Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A. NMLSR ID 399801.

Equal Housing Lender.

PM – 03052027-83594961.1

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The Premier Checking account has a $35 monthly service fee. The fee can be avoided each fee period with $250,000 or more in statement-ending qualifying linked (a) consumer bank deposit account balances (checking, savings, time accounts (CDs), FDIC-insured IRAs) and (b) investment account balances (investments available through our affiliate Wells Fargo Advisors,1,2 and applicable bank fiduciary and custody accounts). Wells Fargo may waive the monthly service fee at its discretion for promotional or other purposes.

Investment and Insurance Products are:
  • Not Insured by the FDIC or Any Federal Government Agency
  • Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate
  • Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested

1. Investment products and services are offered through Wells Fargo Advisors. Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC (WFCS) and Wells Fargo Advisors Financial Network, LLC, Members SIPC*, separate registered broker-dealers and non-bank affiliates of Wells Fargo & Company.

2. Certain investments or investment accounts are not eligible for linking.

*Wells Fargo has provided this link for your convenience but does not control or endorse the website and is not responsible for the products, services, content, links, privacy policy, or security policy of the website.

Deposit products offered by Wells Fargo Bank, N.A. Member FDIC.

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