Premier Checking|Limited Time Offer: ends January 12, 2027
Premier Checking
Limited Time Offer: ends January 12, 2027
Earn up to a $3,500 bonus*
when you open or upgrade to a Premier Checking account1
Deposit and maintain qualifying linked account balances between
$250,000 and $500,000 or more to receive a bonus of up to $3,500
How to earn up to a $3,500 bonus
1 Upgrade or Open
Open or upgrade to a Premier Checking account by January 12, 2027. A $25 minimum deposit is required to open a new account.
2 Deposit & Link
Bring $250,000 or more in new deposits to qualifying linked accounts within the first 45 days after account opening or upgrade. The amount of new deposits made by day 45 determines your bonus: $2,500 for deposits of $250,000 to $499,999.99, or $3,500 for deposits of $500,000 or more.
3 Maintain
Maintain your balance in qualifying linked accounts through the 90-day qualification period after account opening or upgrade. The balance as of day 90 determines the bonus amount.*
Investment benefits from Wells Fargo Advisors
Your financial advisor can offer clear, personalized goals-based planning to help you stay on track.
Frequently asked questions
Premier Checking is a checking account that rewards exceptional banking relationships with a suite of elevated benefits: no ATM fees worldwide, relationship-based rates on CDs and savings accounts, no wire transfer fees, plus 24/7 phone support and more.
Only new Wells Fargo Premier Checking customers who bring $250,000 or more in new deposits to qualifying linked accounts and maintain the balance requirements may qualify for this offer.
- Customers new to Wells Fargo are eligible when they open a Premier Checking account and complete all offer requirements.
- Existing Wells Fargo customers (who do not have an existing Premier Checking account) are eligible when they upgrade their existing checking account to Premier Checking or open a new Premier Checking account and complete all offer requirements.
Other requirements apply. Please see important terms and conditions below.
- Checking accounts
- Savings accounts
- CDs
- FDIC-insured IRAs
- Investment account available through our affiliate Wells Fargo Advisors
Excludes applicable bank fiduciary, custody accounts and annuities.
Yes. You will have to visit a Wells Fargo branch to open a new Premier Checking account or upgrade to Premier Checking.
We’ll deposit your bonus directly into your Premier Checking account within 30 days after you have met all offer requirements.
*How to qualify for this offer
To be eligible: Offer is for customers who open a new Wells Fargo Premier Checking account or upgrade an existing consumer checking account to Premier Checking. Only the primary owner of the lead Premier Checking account is eligible for this offer. The primary account owner is the owner whose Taxpayer Identification Number, such as a Social Security Number, is assigned to the account and has tax responsibility. A Lead Account is the designated principal account in the relationship and determines which accounts may be linked. Offer not available to customers that received a Premier Checking bonus in the past 12 months, are Wells Fargo employees, or are non-resident aliens or foreign entities signing any version of IRS Form W-8. Only one Premier Checking bonus may be applied per upgraded account or new Premier Checking account.
To receive the cash bonus: Upgrade or open a new Premier Checking account, which is subject to approval, by January 12, 2027 and complete the following requirements. Premier Accounts linked to other Premier Accounts aren’t eligible for a Premier checking bonus.
Deposit: Bring $250,000 or more in new deposits to qualifying linked accounts within 45 days and maintain for 90 days after account opening or upgrade. The account balance as of day 90 will determine the maximum cash bonus you may earn based on the below table. You may not deposit additional funds after the first 45 days to qualify for a higher cash bonus.
See chart below for cash bonus tiers.
| Deposit Amount | Cash Bonus |
|---|---|
| $250,000 - $499,999.99 | $2,500 |
| $500,000 or more | $3,500 |
Maintain the account balance in your account through day 90 from account opening (the “qualification period”). If your balance drops to a lower tier amount in the above table during this period, your cash bonus will be reduced or your account will no longer qualify for this bonus if it falls below the lowest tier.
Qualifying linked accounts include (a) consumer bank deposit account balances (checking, savings, time accounts (CDs), FDIC-insured IRAs) and (b) investment account balances (investments available through our affiliate Wells Fargo Advisors12,13). Excludes applicable Wells Fargo bank fiduciary, custody accounts, and annuities. New deposits received into qualifying linked accounts up to 7 calendar days before offer enrollment will count toward the offer requirements.
When you have met all offer requirements, we will deposit the bonus into your Premier Checking account within 30 calendar days. To receive this bonus, the enrolled account must not be closed or restricted at the time of payout. We may close accounts with a zero balance without prior notice. You are responsible for any taxes due on the bonus. We will report the bonus as income to the tax authorities, as required by applicable law. If you are subject to backup withholding at the time of payment, we may withhold the required amount and remit to tax authorities.
Other Terms: The Premier Checking account is an interest-bearing account. The Annual Percentage Yield (APY) is 0.01% if the balance is $0 or more and is accurate as of August 25, 2026. Rates are variable and subject to change without notice. Fees could reduce earnings on this account.
Offer may be discontinued or changed without notice and cannot be combined with any other consumer deposit offer. Offer cannot be reproduced, purchased, sold, transferred, or traded. If your existing Wells Fargo checking account is enrolled with a bonus offer pending, that bonus will be forfeited once upgrading to a Premier Checking account for purposes of this upgrade bonus offer. If we suspect bonus or promotional offer abuse, we may close or restrict the account and decline or reverse any bonus. The actions required for this bonus are separate from the actions available to avoid the monthly service fee.
- Not Insured by the FDIC or Any Federal Government Agency
- Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate
- Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested
**Wells Fargo has provided this link for your convenience but does not control or endorse the website and is not responsible for the products, services, content, links, privacy policy, or security policy of the website.
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