Get a $425 new checking customer bonus*

As a new Wells Fargo checking customer, enjoy a $425 bonus when you open a new Everyday Checking account and make $1,000 or more in qualifying direct deposits within 90 days of account opening.

Your bonus offer code will be automatically applied to your Everyday Checking account when you complete your online application from this offer webpage.

Learn how to avoid the $10 monthly service feeOpens Dialog.

OR

You agree that Wells Fargo may contact you at the email address provided to deliver your bonus offer code for this offer. $25 minimum opening deposit if opening in branch.

Offer ends November 18, 2025

Get your $425 bonus in just two steps:

step 1

Open

Open an eligible checking account with your bonus code.

step 2

Deposit

Deposit $1,000 or more in qualifying direct deposits within the first 90 days of opening.

Enjoy $425

After the 90-day qualification period and offer requirements are met, we'll deposit the bonus into your account within 30 days.

Why choose Wells Fargo for your financial needs?

FDIC-insured up to the maximum applicable limit

More than 11,000 ATMs & over 4,100 retail branches coast to coast

24/7 fraud monitoring plus Zero Liability protection1

Manage your accounts in one place with the Wells Fargo Mobile® app2

Frequently asked questions

For this offer, only an Everyday Checking account may be opened using the "Open Online" link above. If you open in a branch using your offer code, you may open any eligible consumer checking account. Opening your account online allows you to apply at a time and location convenient for you. In-branch openings allow for face-to-face interactions that might be helpful if you prefer discussing financial matters in person or have questions about this checking bonus promotion. We encourage you to make an appointment if you would like to open an account in a branch.
Once the 90-day qualification period has elapsed, we will determine if you have met the offer requirements and will deposit any earned bonus into your new checking account within 30 days.
You don't need to switch banks to open a new checking account and be eligible for this bonus offer. Review the terms and conditions of this bonus offer.
No, this bonus offer cannot be combined with other offers.

*How to qualify for this offer

To be eligible:

Offer is for new consumer checking customers only and is available only to the primary owner of the new checking account. The primary account owner is the owner whose Taxpayer Identification Number, such as a Social Security Number, is assigned to the account and has tax responsibility. Offer is not available to customers that received a bonus for opening a Wells Fargo consumer checking account within the past 12 months, are Wells Fargo employees, or are non-resident aliens or foreign entities signing any version of IRS Form W-8. Deposit accounts that are part of the Wells Fargo Private Bank experience are not eligible for this offer.

To receive the $425 bonus:

you must use your bonus offer code when opening a new Wells Fargo consumer checking account, which is subject to approval, by November 18, 2025 and receive $1,000 or more in qualifying electronic deposits within 90 calendar days of account opening (the “qualification period”). A qualifying electronic deposit is a deposit of funds, such as your salary, government benefit payment, or other income, that has posted to your account and is (1) a direct deposit made through the Automated Clearing House (ACH) network, (2) an instant payment processed through the RTP® network (real-time payment system) or FedNow℠ Service, or (3) an electronic credit from a third party service that facilitates payments to your debit card using the Visa® or Mastercard® network (e.g., an Original Credit Transaction). Transfers from one account to another, mobile deposits, Zelle®, or deposits made at a branch or ATM are not considered a qualifying electronic deposit. An ACH direct deposit made available early with Early Pay Day does not count toward the bonus requirements until it posts to your account and is no longer pending (e.g., scheduled payment date).

After the 90-day qualification period, if you have met all requirements, we will deposit the bonus into your new account within 30 calendar days. Your new account must stay open through the time we attempt to deposit the bonus. We may close accounts with a zero balance without prior notice. You are responsible for any taxes due on the bonus. We will report the bonus as income to tax authorities, as required by applicable law. If you are subject to backup withholding at the time of payment, we may withhold the required amount and remit to tax authorities.

Other Terms:

This offer may be discontinued or changed at any time without notice and cannot be combined with any other consumer deposit offer (limit one bonus per customer/account). Offer cannot be reproduced, purchased, sold, transferred, or traded.

Talk with a banker or see the “Consumer Account Fee and Information Schedule” and “Deposit Account Agreement”opens new window available at wellsfargo.com/depositdisclosures for complete checking account details, including the applicable monthly service fee and options to avoid it. The actions required for this bonus are separate from the actions available to avoid the monthly service fee.

**The Wells Fargo Everyday Checking account monthly service fee is currently $10. The monthly service fee will increase to $15 for fee periods that begin on or after November 29, 2025. Minimum opening deposit is $25.

The monthly service fee can be avoided with one of the following each fee period:

  • $500 minimum daily balance. The minimum daily balance will increase to $1,500 for fee periods that begin on or after October 25, 2025.
  • $500 or more in total qualifying electronic deposits.
    • A qualifying electronic deposit is a deposit of funds, such as your salary, government benefit payment, or other income, that has posted to your account and is (1) a direct deposit made through the Automated Clearing House (ACH) network, (2) an instant payment processed through the RTP® network (real-time payment system) or FedNow℠ Service, or (3) an electronic credit from a third party service that facilitates payments to your debit card using the Visa® or Mastercard® network (e.g., an Original Credit Transaction).
    • Transfers from one account to another, mobile deposits, Zelle®, or deposits made at a branch or ATM are not considered a qualifying electronic deposit.
  • A primary account owner who is 17 to 24 years old. (When the primary account owner reaches the age of 25, age can no longer be used to avoid the monthly service fee.)
  • A qualifying monthly non-civilian military direct deposit with the Wells Fargo Worldwide Military Banking program.
  • Effective for fee periods that begin on or after October 25, 2025, the monthly service fee can also be avoided by the following account activity:
    • $5,000 or more in qualifying deposit balances, investment balances, or both.
      • On the last business day of each fee period balances in eligible Wells Fargo accounts will be automatically totaled. Eligible accounts include consumer deposit account balances (checking, savings, CDs, FDIC-insured IRAs), certain investment account balances, and applicable Wells Fargo bank fiduciary and custody accounts.

1. You won’t be held responsible for promptly reported unauthorized transactions, subject to certain conditions. For more information, please review the applicable Wells Fargo Debit and ATM Card Terms and Conditionsopens new window.

2. Availability may be affected by your mobile carrier’s coverage area. Your mobile carrier’s message and data rates may apply.

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.