Build your savings for what's next

Minimum opening deposit is $25. Avoid the $5 monthly service fee when you have one of the following each fee period:

• $300 minimum daily balance.
• 1 automatic transfer1 each fee period of $25 or more from a linked Wells Fargo checking account.
• 1 automatic transfer1 each business day within the fee period of $1 or more from a linked Wells Fargo checking account.
• 1 or more Save As You Go® transfers from a linked Wells Fargo checking account. A qualifying Save As You Go transfer is an automatic transfer of $1 from your linked Wells Fargo checking account to your Way2Save Savings account each time you, or any authorized signer or joint owner, use your debit card for a one-time purchase or complete a Bill Pay transaction through online banking, and the one-time debit card purchase or Bill Pay transaction posts to the account. We reserve the right to determine through our sole discretion if a particular transaction is a qualifying transaction.
• Primary account owner is 24 years old or under. When the primary account owner reaches the age of 25, age can no longer be used to avoid the monthly service fee. Customers 12 and under must have an adult co-owner.

APY (Annual Percentage Yield)

The APY (Annual Percentage Yield) is a percentage rate that reflects the total amount of interest paid on the account, based on the interest rate compounded daily for a 365-day period.

If you receive a periodic statement, that statement will include the Annual Percentage Yield Earned (APYE) on your account for the period covered by the statement.

Age requirements:

• Anyone 13 and older can open as a primary owner
• Minors 12 and under can open but must have an adult co-owner
• Minors 17 and under must open at a branch

To open this account online, you'll need to:

• Be 18 years or older
• Know your Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN)
• Have a physical U.S. address
• Have your own mobile phone number

To open this account at a branch, you'll need to:

• Know your Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN)
• Have two forms of identification (a primary and secondary ID)

Non-U.S. citizens without a U.S. issued taxpayer identification number must provide a government issued ID that provides evidence of nationality or residence.

Each primary account owner, co-owner, or joint owner will need these two forms of IDs.

One primary ID (original version)

• State-issued or U.S territory driver's license
• State-issued or U.S territory ID card
• Passport
• U.S. Armed Forces ID
• Permanent resident card
• Employment authorization card
• Border Crossing Card
• Tribal Identification issued by a federally recognized U.S. tribal government
• Consular card issued by Colombia, Guatemala, or Mexico
• El Salvador Documento Unico do Identidad (DUI) card
• Canadian driver's license or ID card issued in English (Quebec-issued IDs are not accepted)

Plus a secondary ID (original version)

• Any ID that's acceptable as a primary ID
• ATM, credit, or debit card
• Employee ID
• Student ID
• Social Security card (signed)
• Birth certificate (original or certified copy)
• ID issued by a recognized business, education institution, or government agency (domestic or foreign)

Proof of address is required – If neither primary nor secondary ID contains your physical address, separate proof of address (for example a utility bill or school enrollment statement) will need to be provided.

Minors without a primary ID need to be accompanied by an adult co-owner who is a relative or guardian, and bring identification such as a Social Security card, birth certificate, or student ID.

For branch account openings, we recommend you make an appointment.

Wells Fargo Bank, N.A. Member FDIC.